Commercial Insurance

Commercial Insurance as it should be, quick and simple

Running a successful business is tough work and requires high-efficiency levels in a number of different areas. Your business represents a large investment, both in terms of time and money, not to mention your emotional commitment. Leaving the company in a vulnerable position is the last thing you need, which is why finding the right commercial insurance package is pivotal.

Commercial insurance is an essential part of any business. It can protect your company from financial losses if something goes wrong. Commercial insurance can also help you to recover from a disaster or emergency. 

We are here to help you find the right insurance policy for your business.

Commercial Insurance For Businesses Big And Small

No two businesses are identical, so it is imperative that you find a product that is tailored to your business needs. We tailor our policies in regards to the size of your business, what industry you specialise in, and the nature by which you operate.

We are able to supply bespoke combined insurance policies to match your requirements, regardless of whether you own a motor trade business, a guesthouse, a restaurant, or leisure facilities. We also cover self-employed entrepreneurs and both owned and rented commercial properties.

Coverage for businesses combines several separate safeguards into a unified package covered by a single policy and costs only one premium. Public liability, product liability, employers’ liability (required by law), cover for fire and theft, cover for equipment and tools, landlord insurance, loss of income protection, and breakdown cover are just some of the standard components of business insurance. Because every company is unique, finding a commercial insurance plan that can be adapted to accommodate your specific requirements is essential.

A Commercial Insurance Provider You Can Rely On

Here at N D Toy & Partners, we’ve been helping local entrepreneurs with their commercial insurance needs since 1971. For over 50 years we have earned a reputation of being one of South Wales’ most reliable insurance advisors. 

We have experience in providing advice and help to many different businesses, including shops, offices, hairdressers, licensed premises, property owners, motor traders, garages, and even amusement arcades!

We are committed to helping you find the best insurance packages that benefit your business needs the most, with yearly reviews on premiums to ensure you are always getting the best policies at the best prices. We also have some of the industry’s highest payout rates. We are independent, and so we can always give you impartial advice, rather than trying to sell a specific product or brand. You can have the peace of mind knowing that our advice is valid and always in your best interests.

In a matter of minutes we can help you compare comprehensive policies from our large network of over 30 insurance providers, so that you can select a package that is best suited towards the nature of your company.

Perfect Insurance Packages For All Aspects Of Business

Retail & Hospitality Establishments

Shops, Hairdressers and Licensed Premises to name a few! 

Hotels & Guest Houses

Small town B&B’s to multi-floor hotels, cover you, your guests & your business.

Production Facilities

Specialised cover for factories, warehouses or any other part of the supply chain.

Garages & Offices

Cover your office, including assets and people, or protect your motor trade business.

No matter what size your company is, you need to have the right coverage if something goes wrong.

Whatever level of cover you are looking for, we can help you compare policies so you get the best possible protection that your business requires.

Fleet Insurance

We can cover your fleet of up to 50 commercial vehicles nationwide and even across Europe. Protect your fleet today when you insure with us.

Farm & Smallholding Insurance

We have access to a number of specialist Farm Insurers who offer comprehensive cover at very competitive rates, cover for Farming vehicle fleets is also available upon request.