Shop & Retail Insurance

Keeping you, your family, and business protected on the road

If you run a shop or retail business, then there’s too much value in your business to leave it unprotected. Not only in the property its hosted in, but the inventory, fixtures and fittings, and money on the premises. 

We make the process easy, using our 50 years of expertise to get the best prices for you, while you get on with what you do best, running your business. 

Beyond The Basics

For retail businesses, you have a legal obligation for some forms of insurance, such as liability insurance. However, shop & retail insurance goes beyond that legally necessary, protecting your business’s assets and ensuring a level of financial safety.

Our policies cover everything from buildings insurance, stock (inventory) and contents insurance, business interruption insurance to cover loss resulting from downtime, loss via theft, and even cyber cover to protect against the costs of data breaches, hacks, and malware. 

We have access to more than 20 Insurers who offer wide comprehensive cover at very competitive rates.  Using the latest technology we can source quotes for most retail trades, offices & surgery’s within 10 minutes, with cover being arranged immediately, and all documentation being issued at the point of sale. 

Finding The Right Protection

Shop & retail insurance policies can vary widely based on your requirements, and can be adapted to meet your demands and needs. 

There are many factors that should be considered when choosing the right level of protection. A risk analysis, formally or otherwise, can help you identify some of the most likely causes of loss, whether it be natural disasters, liability, or downtime caused by a power failure. Damage cost evaluations can help you break this down further into financial terms.

Depending on the type of business you run and other factors, you may also have a legal requirement to buy more than just public liability insurance. For example, you may be required to have product liability or employers’ liability insurance. If you own the retail property and have a mortgage on it, your lender may require you to have buildings cover, as well.

Our expert consultants will be on hand throughout to help you make sure your business is protected, with our bespoke policies that are tailored to both you and your business.

Ensure your shop or retail business gets the level of cover it needs, whether it’s a physical store, an ecommerce business, or a hybrid between the two.

Our team of expert Consultants are here to help you find the policy you need.

Commercial Insurance

Your business represents a large investment, both in terms of time and money. Protect it today with insurance packages that are tailored to your business.

Farm & Smallholding Insurance

We have access to a number of specialist Farm Insurers who offer comprehensive cover at very competitive rates, cover for Farming vehicle fleets is also available upon request.